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Bridge Funds

We “bridges” the gap between time and funds

Securities Loans    |   Loans to Financial Institutions    |    Real Estate Bridge Funds    |    Luxurious Goods Bridge Funds

Securities Loans

Collateralized stock loans have moved into the mainstream as a preferred and convenient alternative for entrepreneurs that have an immediate need for cash. Major international commercial, investment, and merchant banks have begun to market stock loan products and services as a new industry, but contrary to what they might say, stock loans were pioneered by a group of entrepreneurial and forward-thinking niche lenders, including Talk to us to find out more about the exciting opportunities. Our executives rejected the standard bank business model that requires weeks or months of negotiations and underwriting and created an expedited loan process that allows entrepreneurs to access cash that would otherwise be tied up in non-marginable securities that are part of their portfolios without upsetting the strategic asset balance in those portfolios.

With Our stock loan program, accredited/professional entrepreneurs can borrow against specific securities in a portfolio without incurring immediate capital gains tax liabilities and with no fear of errors in timing the sale of those securities. Loan proceeds can then be used to finance purchases of other assets, such.

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Collateralized Securities Loans from Us

Large commercial and investment banks that are just beginning to offer stock loans impose numerous restrictions on their borrower clients, including evaluations of credit reports, review of business fundamentals and limiting activity to loans against assets that are held in management or custodial accounts directly with those banks. In contrast, our loans are significantly more flexible and offer benefits that large banks cannot or will not provide:

  • The borrower retains the full benefit of dividends and future price appreciation;
  • All loans are non-recourse, and the borrower’s other assets are never at cross-collateralization risk;
  • Loan underwriting is primarily a function of the average per-share trading price and volume of the collateral stock, and the borrower’s credit or business condition is never a factor;
  • We do not require the borrower to sign personal guarantee;

As long as the collateral securities satisfy certain criteria for price stability and trading volume, we will accept the securities as collateral, including stock from recent IPOs, as long as it is trading on any given stock exchange, even if they do not meet common standards for marginable stock.

Applying for a Stock Loan

We does not solicit the purchase or sale of any securities or any loans or other transactions involving securities. All collateralized securities loans that we might consider begin when a prospective borrower contacts us to procure a stock loan. To expedite this process, a prospective borrower should be able to disclose to us:

  • The ticker symbol and the public stock exchange on which the collateral securities are regularly traded;
  • The total number of shares of the collateral securities that the borrower owns, and the number the borrower proposes to pledge as collateral for a loan;
  • Complete information about the borrower’s identity, including country of residence and citizenship, and the name and address of the financial institution where the securities are held;
  • Complete a Know Your Client (“KYC”) application

Loan Closing May Be Remote And a Visit To Us is Not Required

Our committee will then determine if the borrower and the underlying securities are within the criteria that we has established for extending collateralized securities loans. If the borrower and the securities satisfy these threshold criteria, we will then send to the borrower a non-binding letter of intent with proposed loan terms and conditions and a Know Your Client (“KYC”) form that the borrower must complete and return to us for regulatory compliance and underwriting purposes. If the borrower agrees with the terms and conditions on the term sheet, we will then forward information to its underwriters to evaluate the borrower’s application and, if appropriate, to approve the loan.

Facilitating a Stock Loan

Once underwriting is complete and the loan is approved, we will forward a collateralized securities pledge and loan agreement for the borrower to review with his or her legal, accounting, and tax advisors within a sufficient amount of time for the borrower to complete a full review of the loan documents. The borrower then has an opportunity to reject or to sign and accept those documents. If accepted, the borrower returns one signed set to us and transfers the collateral in electronic format into the designated depository account at a custodial directed by us. The loan officer will then oversee and complete funding of the loan in accordance with the documents.

Full Service Collateralized Securities Loans

We originates, closes and services loans against securities that are traded on all major international securities exchanges. We provide our loan products and services in full compliance with all securities and security exchange laws, rules, and regulations of the jurisdictions in which borrowers reside and where the borrower’s collateral securities are traded.

Please see contact us for more information about our stock loans. Discover about our reputation and ability to execute loan products for our clients. Your contacts with us and any information you provide in conjunction with a collateralized securities loan application will be held in the strictest confidence.

With its rich history behind, our staff looks forward to servicing the needs of its international clientele.

Loans to Financial Institutions

We provide healthy financial institutions interbank lending access which helps reduce funding liquidity risk.

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Our correspondent bank division provides loans and lines of credit facilities to financial institutions and intermediaries engaged in securities lending. Partner with us for efficient Financial Institution transactions and services geared towards securities lending. We will provide short and long-term capital as well as provide custody services for Financial Institutions in need of a custodial intermediary.

We combine centuries of banking experience, high liquidity, extensive market knowledge and lines of credit up to €1 billion euro to corresponding financial institutions in need of capital. Our interbank rates are highly competitive and based on LIBOR or Euribor. We provide healthy financial institutions interbank lending access which helps reduce funding liquidity risk. We may also participate in structuring pools of securities to be offered on secondary markets.

Senior or subordinate debt against securities and other financial instruments may also be provided by Us.

Real Estate Bridge Funds

Service area only in Indonesia

As we work together with our trusted company, provides customized bridge loans to fund your opportunistic and strategic circumstances and other urgent needs. Our financial solutions will create a bridge to your future events such as refinances, equity raises, or exits. This capital allows your business to quickly respond to critical situations like workouts, bankruptcies, and foreclosures. Visi Capital Indonesia can finance your high growth scenarios, strategic product purchases, or heavy seasonal activity. Our bridge loans can also help you act fast to either acquire a commercial property, finish construction, or cash out on your commercial property assets.

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Benefits & Convenience

Meet your fast financial needs with the following conveniences:

  • Easy process and quality service
  • Provide loans starts from IDR 300,000,000,-
  • Loan purpose also suitable for credit take over from another financial institution and bank
  • For Download Entrepreneur and Employee
  • Provision fee 3%
  • Administration fee 1%
  • Interest Rate 1% flat Monthly
  • Loan term from 1 month up to 12 months
  • Land, House and/or Shop as Collateral
  • Asset Certificate type Right of Ownership (SHM) and Right to Build (SHGB)
  • Collateral asset must locate in Indonesia only (Jakarta, Bogor, Depok, Tangerang, Bekasi)

Loan Process

  • Apply
  • Price Estimate or Appraisal start from 3 days to 1 week working day
  • After the Loan is approved, the funds will be transferred to your account in less than 24 hours
  • After the loan is paid, the collateral will be returned

Luxurious Goods Bridge Funds

Service area only in Indonesia

As we works together with our trusted company was established with the intention of being a means for the high-end community, to serve as a solution in meeting the need for funds that are sudden or fast, in the short term, with movable goods as collateral. The presence of this services is expected to complement the pawn industry players and become a pioneer in pawn financing for the high-end community who have not been served so far. Having experienced human resources in the field of Pawnshops and Banking, and supported by shareholders who have experience in various industries who have a great commitment to developing the company.

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Our service

We provide mortgage loans to individual customers from the middle to upper class and Small / Medium Enterprises (SMEs) in the form of urgent funds with movable goods as collateral on the basis of the pawn law as regulated in the Financial Services Authority Regulation (POJK) No.31/ 2016 concerning Pawnshops.

Benefits & Convenience

Meet your fast financial needs with the following conveniences:

  • Easy process and quality service
  • Provide loans up to Rp. 10,000,000,000
  • Competitive Fee/Interest
  • Loan term from 7 days to 4 months
  • Luxury assets that are pledged as collateral will be stored in a safe safe and guaranteed by Insurance
  • Free insurance fee guarantee

Loan Documents

  • Attach a photocopy of ID card and Tax Number (NPWP – Nomor Pokok Wajib Pajak) and show the original to us
  • Fill out the Pawn Application Form

Pawn Process

  • Apply
  • Price Estimate or Appraisal start from 3 days to 1 week working day
  • After the Pawn Loan is approved, the funds will be transferred to your account in less than 24 hours
  • After the loan is paid, the collateral will be returned

We Serve Pawns: